Build credit, take control, and open doors to your financial future

CREDIT CARD

The Self Visa Card

No credit check Built for people aiming to establish or restore credit

The Self Visa Card isn’t just another secured option

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The Self Visa Card isn’t just another secured option—it’s a launchpad toward financial independence. Built for people aiming to establish or restore credit, this card blends accessibility with the reach of a major payment network. Rather than leaving you short on choices, the Self Visa Card sets a clear pathway to strengthen your credit profile while giving you the day‑to‑day practicality of a Visa accepted across the country and around the globe.

Pros

• You can qualify without a traditional credit check, keeping it within reach for those with thin or damaged credit files.
• Your account activity is reported to all three major credit bureaus, helping you actively build or rebuild your credit score.
• The refundable security deposit serves as your credit limit, letting you decide how much available credit to set.
• Access to the global Visa network ensures your card works in most places you shop.
• The card ties directly to Self’s credit‑builder account, helping you grow savings and credit history simultaneously.
• Flexible deposit choices let you begin with a manageable commitment level.
• No large upfront deposit required—you accumulate it gradually through your Self account.
• You can move to unsecured credit as your profile improves, creating a long‑term growth path.
• Online and mobile tools make it simple to track payments, balances, and progress.
• Designed for disciplined use, the Self Visa Card helps build habits that support long‑term financial stability.

Cons

• You must open and maintain a Self Credit Builder Account before accessing the card.
• The annual fee trims some of the overall value.
• There are no rewards or cash‑back earnings on purchases.
• Credit limits are tied to your savings progress and may be lower than traditional cards.
• Not an instant solution—it takes time to fund and unlock the card.

Why you should consider the Self Visa Card

 When you’re rebuilding or starting from scratch, the biggest hurdle is often finding a lender willing to bet on you. The Self Visa Card turns that challenge around. Instead of demanding a spotless past, it rewards a commitment to responsible growth. By linking with a Self Credit Builder Account, it lets you grow savings while earning access to a secured Visa. This two‑in‑one approach means every on‑time payment works twice: it strengthens your credit profile and steadily reinforces your financial foundation. It’s a chance to go from being overlooked to being recognized as a dependable borrower.

Unlike many secured cards that require a hefty deposit upfront, the Self Visa Card takes a more supportive route. You don’t need hundreds of dollars on day one—you fund the security deposit over time through your Self account, making the process easier and less stressful. Pair that with reporting to all three major credit bureaus, and you get a card that not only provides spending power but also lays the groundwork for better opportunities ahead. If you want a card that actively helps you build habits, grow credit, and unlock future approvals, the Self Visa Card deserves serious consideration.

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